Nbcuniversal, LLC 401(k) Review & Grade
Nbcuniversal Capital Accumulation Plan (cap)
New York, NYInformation9,134 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,582Employer $ per active participant
$3,030Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$397.5MNet plan assets, end of year
$38,887Average balance per account
Score breakdown
- Employer generosity11.0 / 5022th percentile for employer $ per participant
- Low cost15.4 / 2562th percentile for low admin cost vs. same-size plans
- Employee saving0.8 / 155th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score37 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 2,500–9,999 active participants (60 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 22th |
| Lower admin cost | 62th |
| Employee saving | 5th |
| Peers that auto-enroll | 63% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Nbcuniversal put in about $1,582 per active participant, below the typical peer ($3,691). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $14,445,476 |
| Participant (employee) contributions | $27,674,652 |
| Other contributions (incl. rollovers in) | $4,293,708 |
| Administrative expenses paid from the plan | $315,777 |
| Contract administrator fees | $600 |
| Investment advisory & management fees | $11,748 |
| Benefits paid out | $24,406,856 |
| Net assets, start / end of year | $329.6M / $397.5M |
| Active participants, start / end of year | 9,285 / 8,982 |
| Participants with account balances | 10,223 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | SB & Company |
Largest service providers (Schedule C)
| Fidelity Inves Inst Opers Co, Inc | $288,473 reported compensation |
| SB & Company, LLC | $18,490 reported compensation |
| Financial Engines | $11,748 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007174512NAL0008660608002, received 2025-10-07, EIN 27-3526824, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.