Optimizely North America Inc. 401(k) Review & Grade
Optimizely 401(k) Profit Sharing Plan & Trust
Nashua, NHProfessional, Scientific & Technical Services514 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$5,125Employer $ per active participant
$13,442Employee $ saved per active participant
0.32%Direct admin cost, % of plan assets
$74.6MNet plan assets, end of year
$80,508Average balance per account
Score breakdown
- Employer generosity37.0 / 5074th percentile for employer $ per participant
- Low cost9.4 / 2538th percentile for low admin cost vs. same-size plans
- Employee saving12.3 / 1582th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score59 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 74th |
| Lower admin cost | 38th |
| Employee saving | 82th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Optimizely North America put in about $5,125 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,634,174 |
| Participant (employee) contributions | $6,909,443 |
| Other contributions (incl. rollovers in) | $2,194,346 |
| Administrative expenses paid from the plan | $222,872 |
| Contract administrator fees | $300 |
| Other admin expenses | $148,565 |
| Benefits paid out | $9,178,954 |
| Net assets, start / end of year | $62.6M / $74.6M |
| Active participants, start / end of year | 523 / 505 |
| Participants with account balances | 927 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Caron & Bletzer, PLLC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $61,807 reported compensation |
| Fiducient Advisors LLC | $40,919 reported compensation |
| Caron & Bletzer, PLLC | $12,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250727104605NAL0000303363001, received 2025-07-27, EIN 02-0497493, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.