Orizon Aerostructures, LLC 401(k) Review & Grade
Orizon Aerostructure, LLC 401(k) Plan
Kansas City, MOManufacturing554 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,144Employer $ per active participant
$3,505Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$19.8MNet plan assets, end of year
$29,152Average balance per account
Score breakdown
- Employer generosity10.3 / 5021th percentile for employer $ per participant
- Low cost14.5 / 2558th percentile for low admin cost vs. same-size plans
- Employee saving4.5 / 1530th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score39 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 21th |
| Lower admin cost | 58th |
| Employee saving | 30th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Orizon Aerostructures put in about $1,144 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $633,947 |
| Participant (employee) contributions | $1,941,704 |
| Other contributions (incl. rollovers in) | $360,047 |
| Administrative expenses paid from the plan | $32,793 |
| Investment advisory & management fees | $1,225 |
| Benefits paid out | $2,384,636 |
| Net assets, start / end of year | $17.0M / $19.8M |
| Active participants, start / end of year | 568 / 540 |
| Participants with account balances | 680 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Rubinbrown, LLP |
Largest service providers (Schedule C)
| Fidelity Workplace Services LLC | $17,768 reported compensation |
| Rubinbrown LLP | $13,800 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250828121132NAL0005541299001, received 2025-08-28, EIN 81-4067683, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.