Oshkosh Corporation 401(k) Review & Grade
Oshkosh Corporation Tax Deferred Investment Plan for Production Employees
Oshkosh, WIManufacturing1,376 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,987Employer $ per active participant
$4,334Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$141.4MNet plan assets, end of year
$87,513Average balance per account
Score breakdown
- Employer generosity21.6 / 5043th percentile for employer $ per participant
- Low cost18.4 / 2574th percentile for low admin cost vs. same-size plans
- Employee saving6.3 / 1542th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score49 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 43th |
| Lower admin cost | 74th |
| Employee saving | 42th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Oshkosh put in about $1,987 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,735,262 |
| Participant (employee) contributions | $5,966,085 |
| Other contributions (incl. rollovers in) | $171,080 |
| Administrative expenses paid from the plan | $140,718 |
| Investment advisory & management fees | $61,374 |
| Other admin expenses | $1,500 |
| Benefits paid out | $18,770,084 |
| Net assets, start / end of year | $134.9M / $141.4M |
| Active participants, start / end of year | 1,357 / 1,396 |
| Participants with account balances | 1,616 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly Us,llp |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $77,844 reported compensation |
| Empower Advisory Group, LLC | $61,374 reported compensation |
| Qdro Consultants Company, LLC | $1,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015092506NAL0004444465001, received 2025-10-15, EIN 39-0520270, plan #004, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.