Oxford Management Group, LLC 401(k) Review & Grade
Oxford Management Group, LLC 401(k) Plan
Wichita, KSHealth Care & Social Assistance533 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$239Employer $ per active participant
$961Employee $ saved per active participant
2.90%Direct admin cost, % of plan assets
$2.5MNet plan assets, end of year
$3,165Average balance per account
Score breakdown
- Employer generosity11.6 / 5023th percentile for employer $ per participant
- Low cost0.1 / 250th percentile for low admin cost vs. same-size plans
- Employee saving3.2 / 1521th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score25 / 100 · Grade F
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 23th |
| Lower admin cost | 0th |
| Employee saving | 21th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Oxford Management Group put in about $239 per active participant, below the typical peer ($976). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (2.90% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $127,415 |
| Participant (employee) contributions | $512,295 |
| Other contributions (incl. rollovers in) | $8,267 |
| Administrative expenses paid from the plan | $64,673 |
| Contract administrator fees | $57,745 |
| Investment advisory & management fees | $6,428 |
| Benefits paid out | $264,630 |
| Net assets, start / end of year | $1.9M / $2.5M |
| Active participants, start / end of year | 442 / 624 |
| Participants with account balances | 795 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Regier Carr & Monroe, LLP, Cpas |
Largest service providers (Schedule C)
| Preferred Pension Solutions, LLC | $31,945 reported compensation |
| Troweprice Retirement Plan Serv Inc | $18,188 reported compensation |
| Wealth Alliance Advisory Group LLC | $6,428 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014150423NAL0004323328001, received 2025-10-14, EIN 27-3225597, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.