Performance Contracting Group, Inc. 401(k) Review & Grade
Performance Contracting Group, Inc. Esop/401(k) Plan
Lenexa, KSConstruction1,340 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$21,183Employer $ per active participant
$9,531Employee $ saved per active participant
0.00%Direct admin cost, % of plan assets
$3.6BNet plan assets, end of year
$2,190,976Average balance per account
Score breakdown
- Employer generosity50.0 / 50100th percentile for employer $ per participant
- Low cost24.9 / 2599th percentile for low admin cost vs. same-size plans
- Employee saving13.8 / 1592th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score92 / 100 · Grade A
This plan vs. peers
Peers: Construction plans with 500–2,499 active participants (498 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 100th |
| Lower admin cost | 99th |
| Employee saving | 92th |
| Peers that auto-enroll | 44% |
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Performance Contracting Group put in about $21,183 per active participant, more than the typical peer ($1,672). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $28,396,304 |
| Participant (employee) contributions | $12,775,950 |
| Other contributions (incl. rollovers in) | $5,236,595 |
| Administrative expenses paid from the plan | $78,326 |
| Contract administrator fees | $78,326 |
| Benefits paid out | $306,745,332 |
| Net assets, start / end of year | $2.9B / $3.6B |
| Active participants, start / end of year | 1,315 / 1,366 |
| Participants with account balances | 1,635 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis Mazars, LLP |
| Employer stock held by plan | $2,589,895,119 |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $78,326 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251002080015NAL0000130579001, received 2025-10-02, EIN 34-1478097, plan #004, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.
Other 401(k) plans filed under this employer's EIN
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