Pixelle Specialty Solutions LLC 401(k) Review & Grade
Pixelle Specialty Solutions Hourly 401(k) Savings Plan (union)
Spring Grove, PAManufacturing962 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,895Employer $ per active participant
$7,049Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$102.0MNet plan assets, end of year
$72,787Average balance per account
Score breakdown
- Employer generosity36.9 / 5074th percentile for employer $ per participant
- Low cost18.4 / 2573th percentile for low admin cost vs. same-size plans
- Employee saving11.0 / 1574th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score69 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 74th |
| Lower admin cost | 73th |
| Employee saving | 74th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Pixelle Specialty Solutions put in about $3,895 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,747,299 |
| Participant (employee) contributions | $6,780,834 |
| Other contributions (incl. rollovers in) | $835,521 |
| Administrative expenses paid from the plan | $99,638 |
| Investment advisory & management fees | $13,243 |
| Benefits paid out | $13,876,187 |
| Net assets, start / end of year | $93.1M / $102.0M |
| Active participants, start / end of year | 605 / 1,319 |
| Participants with account balances | 1,401 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Insero & Company LLP |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $36,075 reported compensation |
| Empower Advisory Group, LLC | $13,243 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014161440NAL0001638323001, received 2025-10-14, EIN 83-1623694, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.