Project Management Institute, Inc. 401(k) Review & Grade
Project Management Institute Employee Savings Plan
Newtown Square, PAOther Services594 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$8,226Employer $ per active participant
$9,278Employee $ saved per active participant
0.01%Direct admin cost, % of plan assets
$101.4MNet plan assets, end of year
$139,257Average balance per account
Score breakdown
- Employer generosity48.3 / 5097th percentile for employer $ per participant
- Low cost24.5 / 2598th percentile for low admin cost vs. same-size plans
- Employee saving13.8 / 1592th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score80 / 100 · Grade A
This plan vs. peers
Peers: Other Services plans with 500–2,499 active participants (333 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 97th |
| Lower admin cost | 98th |
| Employee saving | 92th |
| Peers that auto-enroll | 40% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($1,112,188 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Project Management Institute put in about $8,226 per active participant, more than the typical peer ($1,257). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,886,387 |
| Participant (employee) contributions | $5,511,104 |
| Other contributions (incl. rollovers in) | $849,007 |
| Administrative expenses paid from the plan | $8,362 |
| Investment advisory & management fees | $217 |
| Benefits paid out | $11,462,275 |
| Net assets, start / end of year | $85.6M / $101.4M |
| Active participants, start / end of year | 616 / 572 |
| Participants with account balances | 728 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | RSM US LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $8,145 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015103725NAL0005820496001, received 2025-10-15, EIN 23-1887442, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.