Proliance Surgeons, Inc., P.S. 401(k) Review & Grade
Proliance Surgeons, Inc., P.S. 401(k) Profit Sharing Plan and Trust
Seattle, WAHealth Care & Social Assistance2,008 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,319Employer $ per active participant
$5,084Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$516.6MNet plan assets, end of year
$181,066Average balance per account
Score breakdown
- Employer generosity47.1 / 5094th percentile for employer $ per participant
- Low cost18.5 / 2574th percentile for low admin cost vs. same-size plans
- Employee saving12.0 / 1580th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score78 / 100 · Grade A
This plan vs. peers
Peers: Health Care & Social Assistance plans with 500–2,499 active participants (1,427 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 94th |
| Lower admin cost | 74th |
| Employee saving | 80th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Proliance Surgeons, Inc., P.S. put in about $6,319 per active participant, more than the typical peer ($976). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $12,684,754 |
| Participant (employee) contributions | $10,206,309 |
| Other contributions (incl. rollovers in) | $1,091,725 |
| Administrative expenses paid from the plan | $493,341 |
| Investment advisory & management fees | $125,000 |
| Other admin expenses | $107,245 |
| Benefits paid out | $51,247,300 |
| Net assets, start / end of year | $467.4M / $516.6M |
| Active participants, start / end of year | 2,033 / 1,982 |
| Participants with account balances | 2,853 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Northwest Plan Services | $186,115 reported compensation |
| RBC Wealth Management | $125,000 reported compensation |
| Charles Schwab | $52,561 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007110224NAL0002604835001, received 2025-10-07, EIN 91-1606533, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.