Radius Holdings LLC 401(k) Review & Grade
Radius Global Solutions 401(k) Plan
Ambler, PAFinance & Insurance750 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$280Employer $ per active participant
$1,997Employee $ saved per active participant
0.87%Direct admin cost, % of plan assets
$19.7MNet plan assets, end of year
$50,755Average balance per account
Score breakdown
- Employer generosity1.8 / 504th percentile for employer $ per participant
- Low cost2.1 / 259th percentile for low admin cost vs. same-size plans
- Employee saving0.6 / 154th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score5 / 100 · Grade F
This plan vs. peers
Peers: Finance & Insurance plans with 500–2,499 active participants (754 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 4th |
| Lower admin cost | 9th |
| Employee saving | 4th |
| Peers that auto-enroll | 62% |
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Red flags from the filing
Corrective distributions: the plan refunded $30,284 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Radius Holdings put in about $280 per active participant, below the typical peer ($3,606). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.87% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $210,262 |
| Participant (employee) contributions | $1,498,515 |
| Other contributions (incl. rollovers in) | $512,782 |
| Administrative expenses paid from the plan | $164,549 |
| Contract administrator fees | $148,533 |
| Other admin expenses | $1,061 |
| Benefits paid out | $3,422,089 |
| Net assets, start / end of year | $18.1M / $19.7M |
| Active participants, start / end of year | 774 / 727 |
| Participants with account balances | 388 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cbiz Cpas P.C. |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions, | $148,533 reported compensation |
| Morgan Stanley Smith Barney | $67,672 reported compensation |
| Employee Benefit Systems, Inc | $9,290 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013110942NAL0001094273001, received 2025-10-13, EIN 32-0403214, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.