Re/max, LLC 401(k) Review & Grade
Re/max, LLC 401(k) Retirement Savings Plan
Denver, COReal Estate & Rental510 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$4,994Employer $ per active participant
$10,483Employee $ saved per active participant
0.19%Direct admin cost, % of plan assets
$76.4MNet plan assets, end of year
$105,936Average balance per account
Score breakdown
- Employer generosity46.4 / 5093th percentile for employer $ per participant
- Low cost14.1 / 2556th percentile for low admin cost vs. same-size plans
- Employee saving14.1 / 1594th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score85 / 100 · Grade A
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 93th |
| Lower admin cost | 56th |
| Employee saving | 94th |
| Peers that auto-enroll | 47% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Re/max put in about $4,994 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,546,946 |
| Participant (employee) contributions | $5,346,141 |
| Other contributions (incl. rollovers in) | $373,377 |
| Administrative expenses paid from the plan | $134,529 |
| Investment advisory & management fees | $22,067 |
| Benefits paid out | $9,479,111 |
| Net assets, start / end of year | $68.3M / $76.4M |
| Active participants, start / end of year | 503 / 517 |
| Participants with account balances | 721 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Armanino, LLP |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $112,462 reported compensation |
| Creative Planning, LLC | $22,067 reported compensation |
| National Financial Services | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013103227NAL0001033361001, received 2025-10-13, EIN 84-0678065, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.