Revspring, Inc. 401(k) Review & Grade
Revspring, Inc. 401(k) Plan
Nashville, TNInformation808 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,405Employer $ per active participant
$6,611Employee $ saved per active participant
0.29%Direct admin cost, % of plan assets
$62.2MNet plan assets, end of year
$79,950Average balance per account
Score breakdown
- Employer generosity21.0 / 5042th percentile for employer $ per participant
- Low cost10.3 / 2541th percentile for low admin cost vs. same-size plans
- Employee saving5.3 / 1536th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score37 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 42th |
| Lower admin cost | 41th |
| Employee saving | 36th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Revspring put in about $2,405 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,943,617 |
| Participant (employee) contributions | $5,341,637 |
| Other contributions (incl. rollovers in) | $271,716 |
| Administrative expenses paid from the plan | $166,017 |
| Investment advisory & management fees | $79,799 |
| Benefits paid out | $4,084,443 |
| Net assets, start / end of year | $50.5M / $62.2M |
| Active participants, start / end of year | 757 / 859 |
| Participants with account balances | 778 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Lbmc, PC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $86,218 reported compensation |
| Onedigital Investment Advisors LLC | $42,898 reported compensation |
| Towers Watson Investment Services | $19,494 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250708145106NAL0002324019001, received 2025-07-08, EIN 20-2675614, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.