Rockefeller Philanthropy Advisors, Inc. 401(k) Review & Grade
Rockefeller Philanthropy Advisors 401(k) Plan
New York, NYOther Services517 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$12,260Employer $ per active participant
$10,428Employee $ saved per active participant
0.27%Direct admin cost, % of plan assets
$75.2MNet plan assets, end of year
$82,681Average balance per account
Score breakdown
- Employer generosity49.4 / 5099th percentile for employer $ per participant
- Low cost11.1 / 2544th percentile for low admin cost vs. same-size plans
- Employee saving14.3 / 1595th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score68 / 100 · Grade B
This plan vs. peers
Peers: Other Services plans with 500–2,499 active participants (333 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 99th |
| Lower admin cost | 44th |
| Employee saving | 95th |
| Peers that auto-enroll | 40% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($3,313,933 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Rockefeller Philanthropy Advisors put in about $12,260 per active participant, more than the typical peer ($1,257). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,338,343 |
| Participant (employee) contributions | $5,391,125 |
| Other contributions (incl. rollovers in) | $1,304,069 |
| Administrative expenses paid from the plan | $184,466 |
| Investment advisory & management fees | $60,343 |
| Benefits paid out | $7,917,986 |
| Net assets, start / end of year | $61.4M / $75.2M |
| Active participants, start / end of year | 516 / 518 |
| Participants with account balances | 909 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $102,450 reported compensation |
| Cbiz Investment Advisory Services | $48,849 reported compensation |
| Grant Thornton | $21,673 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260112170608NAL0005545971001, received 2026-01-12, EIN 13-3615533, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.