Roehm America LLC 401(k) Review & Grade
Roehm America 401(k) Savings Plan · d/b/a Attn Benefits Departments
Parsippany, NJManufacturing524 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$11,588Employer $ per active participant
$10,286Employee $ saved per active participant
0.15%Direct admin cost, % of plan assets
$131.6MNet plan assets, end of year
$186,437Average balance per account
Score breakdown
- Employer generosity49.1 / 5098th percentile for employer $ per participant
- Low cost15.9 / 2564th percentile for low admin cost vs. same-size plans
- Employee saving13.6 / 1590th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score89 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 98th |
| Lower admin cost | 64th |
| Employee saving | 90th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Roehm America put in about $11,588 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,077,787 |
| Participant (employee) contributions | $5,395,070 |
| Other contributions (incl. rollovers in) | $12,207,435 |
| Administrative expenses paid from the plan | $179,089 |
| Other admin expenses | $44,139 |
| Benefits paid out | $15,439,908 |
| Net assets, start / end of year | $111.9M / $131.6M |
| Active participants, start / end of year | 429 / 620 |
| Participants with account balances | 706 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cliftonlarsonallen,llp |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $62,331 reported compensation |
| Fiducient Advisors LLC | $45,020 reported compensation |
| Cliftonlarsonallen LLP | $27,274 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006092450NAL0003416113001, received 2025-10-06, EIN 32-0252469, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.