Signant Health Global LLC 401(k) Review & Grade
Signant Health 401(k) Plan
Blue Bell, PAProfessional, Scientific & Technical Services646 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,017Employer $ per active participant
$10,617Employee $ saved per active participant
0.16%Direct admin cost, % of plan assets
$107.8MNet plan assets, end of year
$94,652Average balance per account
Score breakdown
- Employer generosity36.7 / 5073th percentile for employer $ per participant
- Low cost15.5 / 2562th percentile for low admin cost vs. same-size plans
- Employee saving9.6 / 1564th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score62 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 73th |
| Lower admin cost | 62th |
| Employee saving | 64th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($4,586 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Signant Health Global put in about $5,017 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,243,183 |
| Participant (employee) contributions | $6,864,004 |
| Other contributions (incl. rollovers in) | $1,117,357 |
| Administrative expenses paid from the plan | $157,854 |
| Investment advisory & management fees | $59,519 |
| Benefits paid out | $15,273,575 |
| Net assets, start / end of year | $93.8M / $107.8M |
| Active participants, start / end of year | 708 / 585 |
| Participants with account balances | 1,139 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Caron & Bletzer, LLC |
Largest service providers (Schedule C)
| Schwab Retirement Plan Services,inc | $105,354 reported compensation |
| Valley Forge Investment Consul | $52,500 reported compensation |
| Charles Schwab & Co., Inc. | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251001184006NAL0006062243001, received 2025-10-01, EIN 04-3559429, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.