Stoel Rives LLP 401(k) Review & Grade
Stoel Rives Retirement Plan
Portland, ORProfessional, Scientific & Technical Services652 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$14,550Employer $ per active participant
$12,514Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$560.4MNet plan assets, end of year
$430,047Average balance per account
Score breakdown
- Employer generosity48.6 / 5097th percentile for employer $ per participant
- Low cost16.8 / 2567th percentile for low admin cost vs. same-size plans
- Employee saving11.6 / 1578th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score77 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 97th |
| Lower admin cost | 67th |
| Employee saving | 78th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Stoel Rives LLP put in about $14,550 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $9,486,659 |
| Participant (employee) contributions | $8,159,380 |
| Other contributions (incl. rollovers in) | $2,930,671 |
| Administrative expenses paid from the plan | $708,801 |
| Investment advisory & management fees | $513,219 |
| Benefits paid out | $53,642,088 |
| Net assets, start / end of year | $536.6M / $560.4M |
| Active participants, start / end of year | 654 / 650 |
| Participants with account balances | 1,303 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Geffen Mesher & Company, PC |
Largest service providers (Schedule C)
| Meketa Investment Group | $282,977 reported compensation |
| WCM Investment Management | $220,358 reported compensation |
| Principal Bank | $146,821 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013123139NAL0001306721001, received 2025-10-13, EIN 93-0408771, plan #333, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.