Tanadgusix Corporation 401(k) Review & Grade
Tanadgusix Corporation 401(k) Plan and Trust
Anchorage, AKFinance & Insurance501 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,427Employer $ per active participant
$4,066Employee $ saved per active participant
0.30%Direct admin cost, % of plan assets
$34.6MNet plan assets, end of year
$63,300Average balance per account
Score breakdown
- Employer generosity14.3 / 5029th percentile for employer $ per participant
- Low cost10.2 / 2541th percentile for low admin cost vs. same-size plans
- Employee saving2.1 / 1514th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score20 / 100 · Grade F
This plan vs. peers
Peers: Finance & Insurance plans with 500–2,499 active participants (754 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 29th |
| Lower admin cost | 41th |
| Employee saving | 14th |
| Peers that auto-enroll | 62% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($1,354,908 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Tanadgusix put in about $2,427 per active participant, below the typical peer ($3,606). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,215,829 |
| Participant (employee) contributions | $2,037,247 |
| Other contributions (incl. rollovers in) | $208,694 |
| Administrative expenses paid from the plan | $97,777 |
| Contract administrator fees | $97,777 |
| Benefits paid out | $4,172,868 |
| Net assets, start / end of year | $31.2M / $34.6M |
| Active participants, start / end of year | 546 / 456 |
| Participants with account balances | 546 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bdo USA LLP |
Largest service providers (Schedule C)
| Raymond James Fsa Inc | $46,659 reported compensation |
| John Hancock | $42,269 reported compensation |
| Professional Benefit Services | $10,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251224113323NAL0006549555001, received 2025-12-24, EIN 92-0045263, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.