Tennis Corporation of America 401(k) Review & Grade
Tca 401(k) Retirement Savings Plan
Chicago, ILArts, Entertainment & Recreation1,340 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$348Employer $ per active participant
$1,787Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$40.3MNet plan assets, end of year
$32,045Average balance per account
Score breakdown
- Employer generosity12.1 / 5024th percentile for employer $ per participant
- Low cost20.4 / 2582th percentile for low admin cost vs. same-size plans
- Employee saving5.6 / 1538th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score38 / 100 · Grade D
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 500–2,499 active participants (225 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 24th |
| Lower admin cost | 82th |
| Employee saving | 38th |
| Peers that auto-enroll | 38% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Tennis Corporation of America put in about $348 per active participant, below the typical peer ($995). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $466,727 |
| Participant (employee) contributions | $2,395,451 |
| Other contributions (incl. rollovers in) | $374,815 |
| Administrative expenses paid from the plan | $25,954 |
| Contract administrator fees | $12,700 |
| Investment advisory & management fees | $11,154 |
| Other admin expenses | $2,100 |
| Benefits paid out | $2,697,063 |
| Net assets, start / end of year | $34.7M / $40.3M |
| Active participants, start / end of year | 1,330 / 1,351 |
| Participants with account balances | 1,258 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Miller Cooper & Co, LTD |
Largest service providers (Schedule C)
| Voya Retirement Insurance & Annuity | $34,028 reported compensation |
| Morningstar | $19,217 reported compensation |
| Voya Retirement Advisors, LLC | $11,143 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251013141321NAL0002145168001, received 2025-10-13, EIN 36-2683954, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.