The Hackett Group, Inc. 401(k) Review & Grade
The Hackett Group, Inc. 401k Plan
Miami, FLProfessional, Scientific & Technical Services629 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,430Employer $ per active participant
$13,868Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$143.7MNet plan assets, end of year
$168,322Average balance per account
Score breakdown
- Employer generosity20.1 / 5040th percentile for employer $ per participant
- Low cost14.9 / 2560th percentile for low admin cost vs. same-size plans
- Employee saving12.6 / 1584th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score48 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 40th |
| Lower admin cost | 60th |
| Employee saving | 84th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Corrective distributions: the plan refunded $5,381 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Hackett Group put in about $2,430 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,528,367 |
| Participant (employee) contributions | $8,722,949 |
| Other contributions (incl. rollovers in) | $1,288,311 |
| Administrative expenses paid from the plan | $228,138 |
| Investment advisory & management fees | $157,505 |
| Benefits paid out | $11,758,733 |
| Net assets, start / end of year | $125.5M / $143.7M |
| Active participants, start / end of year | 658 / 600 |
| Participants with account balances | 854 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | RSM US LLP |
Largest service providers (Schedule C)
| Sageview Advisory Group, LLC | $155,662 reported compensation |
| Transamerica Retirement Solutions | $70,633 reported compensation |
| Charles Schwab & Co., Inc | $558 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015161106NAL0002610179001, received 2025-10-15, EIN 65-0750100, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.