Thomson Reuters Holdings Inc. 401(k) Review & Grade
Thomson Reuters 401(k) Savings Plan
Eagan, MNInformation8,499 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,696Employer $ per active participant
$12,707Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$4.5BNet plan assets, end of year
$224,498Average balance per account
Score breakdown
- Employer generosity36.4 / 5073th percentile for employer $ per participant
- Low cost18.5 / 2574th percentile for low admin cost vs. same-size plans
- Employee saving11.2 / 1575th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score76 / 100 · Grade A
This plan vs. peers
Peers: Information plans with 2,500–9,999 active participants (60 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 73th |
| Lower admin cost | 74th |
| Employee saving | 75th |
| Peers that auto-enroll | 63% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Thomson Reuters Holdings put in about $5,696 per active participant, more than the typical peer ($3,691). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $48,410,183 |
| Participant (employee) contributions | $107,998,008 |
| Other contributions (incl. rollovers in) | $9,241,244 |
| Administrative expenses paid from the plan | $2,503,404 |
| Contract administrator fees | $611,520 |
| Investment advisory & management fees | $1,626,422 |
| Other admin expenses | $42,600 |
| Benefits paid out | $418,889,124 |
| Net assets, start / end of year | $4.1B / $4.5B |
| Active participants, start / end of year | 8,868 / 8,130 |
| Participants with account balances | 19,924 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Pricewaterhousecoopers LLC |
Largest service providers (Schedule C)
| Voya Retirement Advisors, LLC | $1,483,922 reported compensation |
| Voya Institutional Plan Services | $611,520 reported compensation |
| Fiducient | $142,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007084559NAL0002320083001, received 2025-10-07, EIN 06-1497995, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.