U.S. Anesthesia Partners, Inc 401(k) Review & Grade
U.S. Anesthesia Partners, Inc. 401(k) Plan
Dallas, TXHealth Care & Social Assistance5,641 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$18,558Employer $ per active participant
$18,192Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$2.8BNet plan assets, end of year
$379,882Average balance per account
Score breakdown
- Employer generosity50.0 / 50100th percentile for employer $ per participant
- Low cost21.3 / 2585th percentile for low admin cost vs. same-size plans
- Employee saving15.0 / 15100th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score93 / 100 · Grade A
This plan vs. peers
Peers: Health Care & Social Assistance plans with 2,500–9,999 active participants (312 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 100th |
| Lower admin cost | 85th |
| Employee saving | 100th |
| Peers that auto-enroll | 38% |
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Red flags from the filing
Corrective distributions: the plan refunded $67,163 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- U.S. Anesthesia Partners put in about $18,558 per active participant, more than the typical peer ($800). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $104,683,360 |
| Participant (employee) contributions | $102,621,341 |
| Other contributions (incl. rollovers in) | $15,962,110 |
| Administrative expenses paid from the plan | $997,405 |
| Other admin expenses | $997,405 |
| Benefits paid out | $189,893,974 |
| Net assets, start / end of year | $2.4B / $2.8B |
| Active participants, start / end of year | 5,642 / 5,640 |
| Participants with account balances | 7,447 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Mcconnel & Jones LLP |
Largest service providers (Schedule C)
| Vanguard Advisers Inc. | $601,065 reported compensation |
| The Vanguard Group, Inc. | $409,820 reported compensation |
| Sharkey Howes & Javer Inc | $42,962 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006130918NAL0001877187001, received 2025-10-06, EIN 46-0872971, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.