Ultradent Products, Inc. 401(k) Review & Grade
Ultradent Products, Inc. 401(k) Plan
South Jordan, UTManufacturing1,302 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,611Employer $ per active participant
$5,453Employee $ saved per active participant
0.21%Direct admin cost, % of plan assets
$110.2MNet plan assets, end of year
$81,746Average balance per account
Score breakdown
- Employer generosity27.9 / 5056th percentile for employer $ per participant
- Low cost13.3 / 2553th percentile for low admin cost vs. same-size plans
- Employee saving8.7 / 1558th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score53 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 56th |
| Lower admin cost | 53th |
| Employee saving | 58th |
| Peers that auto-enroll | 59% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Ultradent Products put in about $2,611 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,398,704 |
| Participant (employee) contributions | $7,097,210 |
| Other contributions (incl. rollovers in) | $334,471 |
| Administrative expenses paid from the plan | $212,167 |
| Investment advisory & management fees | $220,322 |
| Benefits paid out | $7,173,468 |
| Net assets, start / end of year | $94.5M / $110.2M |
| Active participants, start / end of year | 1,262 / 1,341 |
| Participants with account balances | 1,348 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Jones Simkins LLC. |
Largest service providers (Schedule C)
| Soltis Investment Advisors LLC | $192,629 reported compensation |
| Fidelity Investments Institutional | $34,824 reported compensation |
| Strategic Advisors, Inc. | $27,693 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250722092635NAL0003201584001, received 2025-07-22, EIN 87-0336957, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.