United Flow Technologies Intermediate Holdco II, LLC 401(k) Review & Grade
Uft 401(k) Plan
Irvine, TXWholesale Trade633 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,223Employer $ per active participant
$6,346Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$78.2MNet plan assets, end of year
$140,846Average balance per account
Score breakdown
- Employer generosity38.6 / 5077th percentile for employer $ per participant
- Low cost16.2 / 2565th percentile for low admin cost vs. same-size plans
- Employee saving10.8 / 1572th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score69 / 100 · Grade B
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 77th |
| Lower admin cost | 65th |
| Employee saving | 72th |
| Peers that auto-enroll | 53% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- United Flow Technologies Intermediate Holdco II put in about $3,223 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,040,215 |
| Participant (employee) contributions | $4,016,893 |
| Other contributions (incl. rollovers in) | $1,320,804 |
| Administrative expenses paid from the plan | $110,405 |
| Contract administrator fees | $64,363 |
| Investment advisory & management fees | $46,042 |
| Benefits paid out | $19,899,674 |
| Net assets, start / end of year | $0 / $78.2M |
| Active participants, start / end of year | 604 / 662 |
| Participants with account balances | 555 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Baker Tilly US, LLP |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $64,240 reported compensation |
| Creative Planning, LLC | $46,538 reported compensation |
| Creative Planning, LLC | $0 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010151922NAL0004365923001, received 2025-10-10, EIN 87-2894942, plan #001, plan year 2024-02-01 to 2024-12-31. Verify at efast.dol.gov.