United States Tennis Association 401(k) Review & Grade
United States Tennis Association Retirement Plan
Purchase, NYOther Services548 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$5,686Employer $ per active participant
$8,319Employee $ saved per active participant
0.15%Direct admin cost, % of plan assets
$123.1MNet plan assets, end of year
$160,250Average balance per account
Score breakdown
- Employer generosity45.8 / 5092th percentile for employer $ per participant
- Low cost15.6 / 2562th percentile for low admin cost vs. same-size plans
- Employee saving13.5 / 1590th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score75 / 100 · Grade A
This plan vs. peers
Peers: Other Services plans with 500–2,499 active participants (333 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 92th |
| Lower admin cost | 62th |
| Employee saving | 90th |
| Peers that auto-enroll | 40% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
What to do if you're in this plan
- United States Tennis Association put in about $5,686 per active participant, more than the typical peer ($1,257). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,118,642 |
| Participant (employee) contributions | $4,562,846 |
| Other contributions (incl. rollovers in) | $655,988 |
| Administrative expenses paid from the plan | $177,501 |
| Other admin expenses | $70,632 |
| Benefits paid out | $8,558,310 |
| Net assets, start / end of year | $107.9M / $123.1M |
| Active participants, start / end of year | 475 / 622 |
| Participants with account balances | 768 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Bdo USA, P.C. |
Largest service providers (Schedule C)
| Global Retirement Partners LLC | $79,595 reported compensation |
| Fidelity Investments Institutional | $70,632 reported compensation |
| Bdo | $27,274 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250730082114NAL0004352209001, received 2025-07-30, EIN 13-5459420, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.