Univision Communications Inc. 401(k) Review & Grade
Univision Savings Tax Advantage Retirement Plan
Teaneck, NJInformation3,506 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,375Employer $ per active participant
$7,201Employee $ saved per active participant
0.12%Direct admin cost, % of plan assets
$529.2MNet plan assets, end of year
$109,598Average balance per account
Score breakdown
- Employer generosity15.3 / 5031th percentile for employer $ per participant
- Low cost12.5 / 2550th percentile for low admin cost vs. same-size plans
- Employee saving6.4 / 1542th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-23 pts3 issues reported on the filing
Total score14 / 100 · Grade F
This plan vs. peers
Peers: Information plans with 2,500–9,999 active participants (60 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 31th |
| Lower admin cost | 50th |
| Employee saving | 42th |
| Peers that auto-enroll | 63% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($63,045 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
Benefits not paid when due: the plan reported failing to pay some benefits on time.
Corrective distributions: the plan refunded $35,727 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Univision Communications put in about $2,375 per active participant, below the typical peer ($3,691). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $8,327,071 |
| Participant (employee) contributions | $25,250,887 |
| Other contributions (incl. rollovers in) | $3,023,867 |
| Administrative expenses paid from the plan | $615,209 |
| Contract administrator fees | $1,800 |
| Investment advisory & management fees | $173,573 |
| Other admin expenses | $134,880 |
| Benefits paid out | $53,579,704 |
| Net assets, start / end of year | $474.5M / $529.2M |
| Active participants, start / end of year | 3,428 / 3,585 |
| Participants with account balances | 4,829 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Withumsmith and Brown, PC |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $306,756 reported compensation |
| Strategic Advisors, Inc. | $173,575 reported compensation |
| Capfinancial Partners, LLC | $91,457 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015162051NAL0006744704001, received 2025-10-15, EIN 95-4398884, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.