Vanderlande Industries, Inc. 401(k) Review & Grade
Vanderlande Industries, Inc. 401(k) Plan
Marietta, GAProfessional, Scientific & Technical Services1,197 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,702Employer $ per active participant
$6,690Employee $ saved per active participant
0.37%Direct admin cost, % of plan assets
$89.2MNet plan assets, end of year
$84,109Average balance per account
Score breakdown
- Employer generosity30.0 / 5060th percentile for employer $ per participant
- Low cost8.4 / 2533th percentile for low admin cost vs. same-size plans
- Employee saving5.0 / 1534th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score36 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 60th |
| Lower admin cost | 33th |
| Employee saving | 34th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($13,116 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Vanderlande Industries put in about $3,702 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.37% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,430,735 |
| Participant (employee) contributions | $8,007,802 |
| Other contributions (incl. rollovers in) | $1,158,130 |
| Administrative expenses paid from the plan | $297,443 |
| Investment advisory & management fees | $21,594 |
| Other admin expenses | $67,226 |
| Benefits paid out | $8,628,740 |
| Net assets, start / end of year | $73.2M / $89.2M |
| Active participants, start / end of year | 1,218 / 1,176 |
| Participants with account balances | 1,060 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Windham Brannon, LLC |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $59,710 reported compensation |
| Cvags, LLC | $48,934 reported compensation |
| Retirement Investment Advisors LLC | $21,594 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015142550NAL0004826225001, received 2025-10-15, EIN 98-0182968, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.