Viega, LLC 401(k) Review & Grade
Viega LLC 401(k) Plan
Broomfield, COManufacturing1,080 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$5,556Employer $ per active participant
$5,909Employee $ saved per active participant
0.17%Direct admin cost, % of plan assets
$102.3MNet plan assets, end of year
$67,678Average balance per account
Score breakdown
- Employer generosity42.9 / 5086th percentile for employer $ per participant
- Low cost15.0 / 2560th percentile for low admin cost vs. same-size plans
- Employee saving9.4 / 1562th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score70 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 86th |
| Lower admin cost | 60th |
| Employee saving | 62th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Viega put in about $5,556 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,000,071 |
| Participant (employee) contributions | $6,381,918 |
| Other contributions (incl. rollovers in) | $3,593,046 |
| Administrative expenses paid from the plan | $151,380 |
| Investment advisory & management fees | $29,150 |
| Other admin expenses | $15,000 |
| Benefits paid out | $7,238,130 |
| Net assets, start / end of year | $79.6M / $102.3M |
| Active participants, start / end of year | 926 / 1,234 |
| Participants with account balances | 1,512 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Swindoll, Janzen, Hawk & Loyd |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $101,280 reported compensation |
| Sageview Advisory Group LLC | $22,727 reported compensation |
| Ubs Financial Services Inc | $21,423 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014132119NAL0002868689001, received 2025-10-14, EIN 20-5194438, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.