Vse Corporation 401(k) Review & Grade
Vse Corporation 401(k) Plan
Miramar, FLProfessional, Scientific & Technical Services2,178 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,630Employer $ per active participant
$2,239Employee $ saved per active participant
0.18%Direct admin cost, % of plan assets
$136.4MNet plan assets, end of year
$60,950Average balance per account
Score breakdown
- Employer generosity14.2 / 5028th percentile for employer $ per participant
- Low cost14.4 / 2557th percentile for low admin cost vs. same-size plans
- Employee saving1.7 / 1511th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score33 / 100 · Grade D
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 28th |
| Lower admin cost | 57th |
| Employee saving | 11th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Vse put in about $1,630 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,551,318 |
| Participant (employee) contributions | $4,878,103 |
| Other contributions (incl. rollovers in) | $823,005 |
| Administrative expenses paid from the plan | $262,914 |
| Investment advisory & management fees | $59,638 |
| Other admin expenses | $34,415 |
| Benefits paid out | $46,420,122 |
| Net assets, start / end of year | $153.8M / $136.4M |
| Active participants, start / end of year | 2,637 / 1,720 |
| Participants with account balances | 2,238 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Forvis |
| Employer stock held by plan | $1,382,352 |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company O | $134,736 reported compensation |
| Creative Planning Holdco LLC DBA CR | $59,638 reported compensation |
| Forvis LLP | $34,125 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251012113537NAL0000399825001, received 2025-10-12, EIN 54-0649263, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.