Walsworth Publishing Company, Inc. 401(k) Review & Grade
Walsworth Publishing Company 401(k) Savings Plan
Marceline, MOManufacturing1,247 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,881Employer $ per active participant
$4,518Employee $ saved per active participant
0.00%Direct admin cost, % of plan assets
$142.0MNet plan assets, end of year
$96,581Average balance per account
Score breakdown
- Employer generosity20.1 / 5040th percentile for employer $ per participant
- Low cost24.9 / 25100th percentile for low admin cost vs. same-size plans
- Employee saving6.7 / 1544th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score55 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 40th |
| Lower admin cost | 100th |
| Employee saving | 44th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Walsworth Publishing Company put in about $1,881 per active participant, below the typical peer ($2,320). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,345,144 |
| Participant (employee) contributions | $5,633,917 |
| Other contributions (incl. rollovers in) | $1,088,139 |
| Administrative expenses paid from the plan | $1,210 |
| Contract administrator fees | $300 |
| Benefits paid out | $14,890,639 |
| Net assets, start / end of year | $131.3M / $142.0M |
| Active participants, start / end of year | 1,197 / 1,297 |
| Participants with account balances | 1,470 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cbiz Cpas P.C. |
Largest service providers (Schedule C)
| Morgan Stanley Smith Barney | $171,745 reported compensation |
| Fidelity Investments Institutional | $1,210 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251003140330NAL0001477249001, received 2025-10-03, EIN 43-0718484, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.