Wheelabrator Technologies Inc. 401(k) Review & Grade
Win Waste Innovations 401(k) Plan
Portsmouth, NHUtilities2,198 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,916Employer $ per active participant
$5,236Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$189.3MNet plan assets, end of year
$95,163Average balance per account
Score breakdown
- Employer generosity6.8 / 5014th percentile for employer $ per participant
- Low cost21.3 / 2585th percentile for low admin cost vs. same-size plans
- Employee saving1.4 / 159th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score33 / 100 · Grade D
This plan vs. peers
Peers: Utilities plans with 500–2,499 active participants (75 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 14th |
| Lower admin cost | 85th |
| Employee saving | 9th |
| Peers that auto-enroll | 76% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Wheelabrator Technologies put in about $2,916 per active participant, below the typical peer ($6,264). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,411,653 |
| Participant (employee) contributions | $11,511,613 |
| Other contributions (incl. rollovers in) | $1,455,851 |
| Administrative expenses paid from the plan | $102,550 |
| Benefits paid out | $30,079,413 |
| Net assets, start / end of year | $176.5M / $189.3M |
| Active participants, start / end of year | 2,241 / 2,156 |
| Participants with account balances | 1,989 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Caron & Bletzer, PLLC |
Largest service providers (Schedule C)
| Usi Consulting Group | $102,615 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250729092653NAL0001203827001, received 2025-07-29, EIN 22-2678047, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.