Wideopenwest Finance, LLC 401(k) Review & Grade
Wideopenwest 401(k) Plan
Englewood, COInformation1,460 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,198Employer $ per active participant
$5,606Employee $ saved per active participant
0.15%Direct admin cost, % of plan assets
$139.8MNet plan assets, end of year
$94,919Average balance per account
Score breakdown
- Employer generosity18.0 / 5036th percentile for employer $ per participant
- Low cost15.8 / 2563th percentile for low admin cost vs. same-size plans
- Employee saving4.0 / 1527th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score31 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 36th |
| Lower admin cost | 63th |
| Employee saving | 27th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($2,055 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
What to do if you're in this plan
- Wideopenwest Finance put in about $2,198 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,208,395 |
| Participant (employee) contributions | $8,181,552 |
| Other contributions (incl. rollovers in) | $1,086,528 |
| Administrative expenses paid from the plan | $195,324 |
| Contract administrator fees | $1,200 |
| Investment advisory & management fees | $40,000 |
| Other admin expenses | −$1 |
| Benefits paid out | $13,833,372 |
| Net assets, start / end of year | $122.8M / $139.8M |
| Active participants, start / end of year | 1,356 / 1,563 |
| Participants with account balances | 1,473 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bdo USA, P.C. |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $144,079 reported compensation |
| Creative Planning LLC | $40,000 reported compensation |
| Bdo USA, P.C. | $11,246 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250616191321NAL0001154289001, received 2025-06-16, EIN 31-1811298, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.