Yardi Systems, Inc. 401(k) Review & Grade
Yardi Systems, Inc. 401(k) Profit Sharing Plan
Goleta, CAInformation4,814 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$9,254Employer $ per active participant
$8,738Employee $ saved per active participant
0.02%Direct admin cost, % of plan assets
$780.5MNet plan assets, end of year
$134,726Average balance per account
Score breakdown
- Employer generosity45.8 / 5092th percentile for employer $ per participant
- Low cost23.7 / 2595th percentile for low admin cost vs. same-size plans
- Employee saving7.9 / 1553th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score77 / 100 · Grade A
This plan vs. peers
Peers: Information plans with 2,500–9,999 active participants (60 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 92th |
| Lower admin cost | 95th |
| Employee saving | 53th |
| Peers that auto-enroll | 63% |
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Red flags from the filing
Corrective distributions: the plan refunded $6,567 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Yardi Systems put in about $9,254 per active participant, more than the typical peer ($3,691). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $44,552,274 |
| Participant (employee) contributions | $42,070,090 |
| Other contributions (incl. rollovers in) | $2,401,604 |
| Administrative expenses paid from the plan | $129,146 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $152,859 |
| Benefits paid out | $36,422,023 |
| Net assets, start / end of year | $624.4M / $780.5M |
| Active participants, start / end of year | 4,824 / 4,805 |
| Participants with account balances | 5,793 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Nasif, Hicks, Harris & Co., LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $152,859 reported compensation |
| Fidelity Investments Institutional | −$22,838 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251009142304NAL0015771650001, received 2025-10-09, EIN 77-0049051, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.