Yokogawa USA, Inc. 401(k) Review & Grade
Yokogawa USA, Inc. Wealth Builder
Newnan, GAManufacturing746 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$6,884Employer $ per active participant
$11,110Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$190.9MNet plan assets, end of year
$172,459Average balance per account
Score breakdown
- Employer generosity45.5 / 5091th percentile for employer $ per participant
- Low cost21.0 / 2584th percentile for low admin cost vs. same-size plans
- Employee saving13.9 / 1592th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score87 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 91th |
| Lower admin cost | 84th |
| Employee saving | 92th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $32,894 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Yokogawa USA put in about $6,884 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $5,132,184 |
| Participant (employee) contributions | $8,282,416 |
| Other contributions (incl. rollovers in) | $1,577,296 |
| Administrative expenses paid from the plan | $110,812 |
| Contract administrator fees | $7,601 |
| Investment advisory & management fees | $48,232 |
| Benefits paid out | $15,881,940 |
| Net assets, start / end of year | $168.4M / $190.9M |
| Active participants, start / end of year | 760 / 731 |
| Participants with account balances | 1,107 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Weaver & Tidwell, LLP |
Largest service providers (Schedule C)
| Prime Capital Investment Advis | $44,878 reported compensation |
| Weaver and Tidwell, LLP | $37,221 reported compensation |
| Schwab Retirement Plan Services,inc | $26,141 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251008094957NAL0009503776001, received 2025-10-08, EIN 58-1874832, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.